I Can’t Stand My Homeowners Association!

I am often asked how someone can get out of their HOA. The short, very easy, very sarcastic answer is, “Well, move.” Generally, your Homeowners Association is here to stay. You may not remember being notified that you were joining all the HOA fun that glorious day you...

Bad Debt Goes Away After Seven Years, Right?

Wrong. First of all, you shouldn’t let bad debt linger, and seven years is way too long! Clients give me this line all the time. I think they really hope that it’s true, and it sounds somewhat logical, but, no. It doesn’t work that way. Generally speaking, there is a...

Do You Qualify for SSDI BenefitS?

To be eligible for SSDI benefits, your condition must make you unable to work for at least 12 months, and you must be unable to earn more than $1,180 a month (for 2018). You must also have a total of 40 work credits (20 of which must be earned in the decade before a...