Within two days of the flood, I received multiple emails for help. One person said, “My rent house was completely flooded, and my landlord kicked me out. I have no place to go.”
Whether you are a Landlord or a Tenant, you have certain rights and obligations with a rent house after a natural disaster. For a quick review of your rights, read your written lease. You may also want to speak with a professional who practices Landlord/Tenant Law. For a free consultation, call (832) 305-7694.
How long does a Landlord have before repairs must be completed?
Do you have the right to terminate your Lease?
Can a renter withhold rent while repairs are pending?
What must a landlord do if a residential rental unit is uninhabitable?
Can hotel and food costs be refunded?
Don’t act without knowing the answers to your specific questions. Many answers are fact specific to your situation and to your lease. Don’t risk making yourself a target for an Eviction or a Repair & Remedy lawsuit.
In the market for a car or your first home? Do you know what's on your credit report?
You may find that your report is full of old claims, lost credit cards, or worse, accounts opened by identity thieves. Your credit report is your responsibility. Not only should you be familiar with what's on your credit report, it's up to you to make sure that anything that doesn't belong there is promptly removed.
There are three credit reporting agencies: Transunion, Equifax, and Experian. If your report reflects old or inaccurate information, you should contact the creditor and all three credit reporting agencies to make sure that your credit report is up-to-date.
Your credit score is important. Make sure you treat it that way. For information on obtaining a free credit report visit:
or call (877) 322-8228.
The short answer is "Yes."
State law allows a Home Owner's Association (or HOA) to sue you in state court to recover unpaid assessments. Additionally, you might be on the hook for late fees, interest, and various legal costs. A seemingly small yearly or monthly fee can quickly snowball into large sums of debt that an HOA can demand in court. If the debt remains unpaid, the HOA can eventually foreclose, and your home could belong to them.
That means that you may be perfectly up-to-date with your mortgage but a few hundred dollars behind with HOA assessments and lose your home. Don't get caught in an avalanche of debt. If you have been sued by an HOA for unpaid assessments or other violation of your deed covenants, give us a call before a court signs a judgment and you lose much more than you bargained for.
A lawsuit against you is not the end of the world, but it does mean that you have a limited amount of time to act. We have settled many of these types of lawsuits and usually find a way to keep home owners right where they belong.
Wouldn’t it be nice to say “Goodbye!” to all of your credit card debt? We sometimes get the feeling that debts, which have gone dormant, have actually gone away. That’s not necessarily true.
While it’s generally true that certain debts must be sought within four years to be actionable in a lawsuit, consumers sometimes fall prey to schemes which restart the clock. Often consumers roll old debts into new loans, restarting the time period for purposes of the statute of limitations.
If you are currently being sued, or if you are being threatened with a potential lawsuit, you should seek an attorney to see if a statute of limitations defense can be applied to your set of facts. Can some debts be beaten? Sure, but you’ll need to be certain that a good legal defense can be implemented with your particular debt.
This blog site provides only general information about the law and does not, under any circumstances, constitute legal advice. You should not act or refrain from acting based on these materials without first obtaining the advice of professional legal counsel.